Reduce monthly payments by 30%-70%

Pricing is based on your loan balance, family size, and income amount.

  • Lower monthly payments
  • Reduce loan terms
  • Consolidate multiple loans
  • Full or partial loan forgiveness
  • 60+ loan programs
  • Superior customer service
  • Fully transparent pricing
  • No obligation proposal
  • Expert guidance & advice
  • Maximized & optimized savings

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What we do?

Our Gurus connect you with partners that will maximize savings, lower monthly payments, reduce loan terms, and consolidate your debt. We’ll use our proven expertise and extensive resources to get the job done.

How much does it cost?

Much less than you’re currently paying! Pricing depends on your loan balance, family size, and income. There’s no risk or obligation because we only get paid when we help you find the right solution to significantly reduce your payments.

 How we Do it?

There are many loan programs available for borrowers to decrease payments and optimize savings. We’ll navigate through these programs to find the ideal repayment, consolidation, or forgiveness option for you.

Frequently Asked Questions

  • Our mission is to significantly lower our clients monthly student loan payments and to reduce the term of repayment.

  • Our pricing is fully transparent and depends on the amount of savings we maximize for you. Simply put, it’s a win-win because we only get paid if we significantly reduce your student loan payments.

  • We’ll evaluate your loan profile and identify the best programs to lower monthly payments and shorten loan terms. A guru will provide a comprehensive proposal with your maximized savings, reduced monthly payments, and shortened loan terms. We’ll handle all the legwork, monitor your case file, provide administrative support, and file all annual re-certifications.

  • We can help lower your monthly payments by as much as 70%. It depends on your income, family size, employment status, and several other factors. In order to earn your business, we will strive to maximize your savings.

  • Repayment Guru is not a financial institution and will not purchase your loans. Instead, we’ll help you navigate through a multitude of repayment programs to lower your monthly payments, shorten your loan terms, and consolidate multiple payments into a single loan.

  • Depending on your personal situation at the moment, the whole process can take 60 to 90 days.

Customers love us

Michelle’s story: hear from one of our customers