Reduce monthly payments by 30%-70%
Pricing is based on your loan balance, family size, and income amount.
- Lower monthly payments
- Reduce loan terms
- Consolidate multiple loans
- Full or partial loan forgiveness
- 60+ loan programs
- Superior customer service
- Fully transparent pricing
- No obligation proposal
- Expert guidance & advice
- Maximized & optimized savings
What we do?
Our Gurus connect you with partners that will maximize savings, lower monthly payments, reduce loan terms, and consolidate your debt. We’ll use our proven expertise and extensive resources to get the job done.
How much does it cost?
Much less than you’re currently paying! Pricing depends on your loan balance, family size, and income. There’s no risk or obligation because we only get paid when we help you find the right solution to significantly reduce your payments.
How we Do it?
There are many loan programs available for borrowers to decrease payments and optimize savings. We’ll navigate through these programs to find the ideal repayment, consolidation, or forgiveness option for you.
Frequently Asked Questions
What is Repayment Guru?
Our mission is to significantly lower our clients monthly student loan payments and to reduce the term of repayment.
How much does it cost?
Our pricing is fully transparent and depends on the amount of savings we maximize for you. Simply put, it’s a win-win because we only get paid if we significantly reduce your student loan payments.
How does it work?
We’ll evaluate your loan profile and identify the best programs to lower monthly payments and shorten loan terms. A guru will provide a comprehensive proposal with your maximized savings, reduced monthly payments, and shortened loan terms. We’ll handle all the legwork, monitor your case file, provide administrative support, and file all annual re-certifications.
How much can you lower my payments?
We can help lower your monthly payments by as much as 70%. It depends on your income, family size, employment status, and several other factors. In order to earn your business, we will strive to maximize your savings.
Are you going to buy out my loans?
Repayment Guru is not a financial institution and will not purchase your loans. Instead, we’ll help you navigate through a multitude of repayment programs to lower your monthly payments, shorten your loan terms, and consolidate multiple payments into a single loan.
How long the whole process takes from start to finish?
Depending on your personal situation at the moment, the whole process can take 60 to 90 days.
Customers love us
Michelle’s story: hear from one of our customers
I recommend this business to anyone with student debt. "This company help me lower my monthly payments. I recommend this company to anyone with student loans. Thankful and satisfied!"
I would gladly recommend Repayment Guru "Everything went smoothly and they lowered my payment as they promised. I would gladly recommend repayment Guru."
Buffalo, New York
This company is legit. "This company is legit. The process was smooth, straightforward and simple. Repayment Guru helped me loser my month payment by $232. Thank you!"
Repayment Guru is a company I could trust! "Repayment Guru is a company I could trust. They consolidated my loans, lowered my payment, and lowered my term. I am forever grateful."
Real compassionate people "Repayment Guru’s team is outstanding and compassionate. I am very impressed with this company and their professionalism."