About Repayment Guru
Superior customer service
We’ll evaluate your loan profile, proactively search all available options, and provide a no obligation proposal outlining your maximized savings. Our Gurus will handle all of the legwork, including processing and submitting your documentation to optimize your student loan payments and improve your financial situation.
Gurus that have your back
Navigating through the various repayment programs can be frustrating and time-consuming. We’re here to help! No more waiting on hold and no more sifting through endless documentation. Our Gurus are always available to answer questions and provide support by phone, email, and text message.
Designed to maximize savings
Experts that you can trust will maximize your savings.
Repayment Gurus ready to help
Our Gurus helped borrowers save over $50 million dollars.
Incredible customer service, expertise and professionalism.
Average review rating from our happy customers.
Student debt has burdened borrowers for far too long. This is unfair! We created Repayment Guru to help people free up their money for the enjoyable things in life instead of endlessly paying bills.
To maximize your savings, our Gurus will navigate through a wealth of resources to find the ideal repayment, consolidation, and/or forgiveness program for you.
Our pricing is completely transparent. We only get paid when our Gurus significantly reduce your monthly student loan payments.
There are no risks, no hidden fees, and no obligation. We’ve already helped over 80,000 borrowers lower their monthly payments and we’re confident that we can help you too!
Frequently Asked Questions
What is Repayment Guru?
Our mission is to significantly lower our clients monthly student loan payments and to reduce the term of repayment.
How much does it cost?
Our pricing is fully transparent and depends on the amount of savings we maximize for you. Simply put, it’s a win-win because we only get paid if we significantly reduce your student loan payments.
How does it work?
We’ll evaluate your loan profile and identify the best programs to lower monthly payments and shorten loan terms. A guru will provide a comprehensive proposal with your maximized savings, reduced monthly payments, and shortened loan terms. We’ll handle all the legwork, monitor your case file, provide administrative support, and file all annual re-certifications.
How much can you lower my payments?
We can help lower your monthly payments by as much as 70%. It depends on your income, family size, employment status, and several other factors. In order to earn your business, we will strive to maximize your savings.
Are you going to buy out my loans?
Repayment Guru is not a financial institution and will not purchase your loans. Instead, we’ll help you navigate through a multitude of repayment programs to lower your monthly payments, shorten your loan terms, and consolidate multiple payments into a single loan.
How long the whole process takes from start to finish?
Depending on your personal situation at the moment, the whole process can take 60 to 90 days.
Customers love us
Michelle’s story: hear from one of our customers
I recommend this business to anyone with student debt. "This company help me lower my monthly payments. I recommend this company to anyone with student loans. Thankful and satisfied!"
I would gladly recommend Repayment Guru "Everything went smoothly and they lowered my payment as they promised. I would gladly recommend repayment Guru."
Buffalo, New York
This company is legit. "This company is legit. The process was smooth, straightforward and simple. Repayment Guru helped me loser my month payment by $232. Thank you!"
Repayment Guru is a company I could trust! "Repayment Guru is a company I could trust. They consolidated my loans, lowered my payment, and lowered my term. I am forever grateful."
Real compassionate people "Repayment Guru’s team is outstanding and compassionate. I am very impressed with this company and their professionalism."