About Repayment Guru

Our mission

Repayment Guru developed a proven process that has helped over 80,000 awesome people like you to ease the financial burden of student debt. Our goal is to maximize your savings, lower monthly payments, reduce loan terms, and consolidate your debt. Our experienced team will guide you through a range of options to find the perfect repayment solution for you.

Savings is our motto!

Our team of passionate Gurus are on a mission to help borrowers lower their monthly payments, decrease loan terms, and completely eliminate their debt. Repayment Guru is here to take your worries away. By taking advantage of our experience and guidance, you will gain control over your student debt, reduce your level of stress, and enjoy life more!

Superior customer service

We’ll evaluate your loan profile, proactively search all available options, and provide a no obligation proposal outlining your maximized savings. Our Gurus will handle all of the legwork, including processing and submitting your documentation to optimize your student loan payments and improve your financial situation.

Gurus that have your back

Navigating through the various repayment programs can be frustrating and time-consuming. We’re here to help! No more waiting on hold and no more sifting through endless documentation. Our Gurus are always available to answer questions and provide support by phone, email, and text message.

Designed to maximize savings

Experts that you can trust will maximize your savings.


Repayment Gurus ready to help


Our Gurus helped borrowers save over $50 million dollars.


Incredible customer service, expertise and professionalism.

4.8/5 stars

Average review rating from our happy customers.


Student debt has burdened borrowers for far too long. This is unfair! We created Repayment Guru to help people free up their money for the enjoyable things in life instead of endlessly paying bills.

To maximize your savings, our Gurus will navigate through a wealth of resources to find the ideal repayment, consolidation, and/or forgiveness program for you.

Our pricing is completely transparent. We only get paid when our Gurus significantly reduce your monthly student loan payments.

There are no risks, no hidden fees, and no obligation. We’ve already helped over 80,000 borrowers lower their monthly payments and we’re confident that we can help you too!

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(888) 417-5135

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Frequently Asked Questions

  • Our mission is to significantly lower our clients monthly student loan payments and to reduce the term of repayment.

  • Our pricing is fully transparent and depends on the amount of savings we maximize for you. Simply put, it’s a win-win because we only get paid if we significantly reduce your student loan payments.

  • We’ll evaluate your loan profile and identify the best programs to lower monthly payments and shorten loan terms. A guru will provide a comprehensive proposal with your maximized savings, reduced monthly payments, and shortened loan terms. We’ll handle all the legwork, monitor your case file, provide administrative support, and file all annual re-certifications.

  • We can help lower your monthly payments by as much as 70%. It depends on your income, family size, employment status, and several other factors. In order to earn your business, we will strive to maximize your savings.

  • Repayment Guru is not a financial institution and will not purchase your loans. Instead, we’ll help you navigate through a multitude of repayment programs to lower your monthly payments, shorten your loan terms, and consolidate multiple payments into a single loan.

  • Depending on your personal situation at the moment, the whole process can take 60 to 90 days.

Customers love us

Michelle’s story: hear from one of our customers